1995 Reward Ranking (after bowl games)
| Rank | Name | W | L | T | Reward | AP | ESPN/USA Today |
| 1 | Nebraska | 12 | 0 | 0 | 8.7164 | 1 | 1 |
| 2 | Florida | 12 | 1 | 0 | 7.2713 | 3 | 3 |
| 3 | Tennessee | 11 | 1 | 0 | 7.1575 | 2 | 2 |
| 4 | OhioState | 11 | 2 | 0 | 6.2037 | 6 | 8 |
| 5 | Northwestern | 10 | 2 | 0 | 5.9986 | 8 | 7 |
| 6 | Colorado | 10 | 2 | 0 | 5.7482 | 5 | 4 |
| 7 | Kansas | 10 | 2 | 0 | 5.6815 | 9 | 10 |
| 8 | KansasState | 10 | 2 | 0 | 5.4558 | 7 | 6 |
| 9 | Toledo | 11 | 0 | 1 | 5.2498 | 24 | 24 |
| 10 | FloridaState | 10 | 2 | 0 | 5.2432 | 4 | 5 |
| 11 | SouthernCalifornia | 9 | 2 | 1 | 5.1907 | 12 | 11 |
| 12 | PennState | 9 | 3 | 0 | 4.7949 | 13 | 12 |
| 13 | Miami(Ohio) | 8 | 2 | 1 | 4.7036 | NR | NR |
| 14 | NotreDame | 9 | 3 | 0 | 4.6786 | 11 | 13 |
| 15 | VirginiaTech | 10 | 2 | 0 | 4.6189 | 10 | 9 |
| 16 | Texas | 10 | 2 | 1 | 4.4203 | 14 | 14 |
| 17 | TexasA&M | 9 | 3 | 0 | 4.0744 | 15 | 15 |
| 18 | Michigan | 9 | 4 | 0 | 3.9788 | 17 | 19 |
| 19 | Oregon | 9 | 3 | 0 | 3.7678 | 18 | 18 |
| 20 | EastCarolina | 9 | 3 | 0 | 3.5158 | 26 | 23 |
| 21 | Iowa | 8 | 4 | 0 | 3.3930 | 25 | 22 |
| 22 | TexasTech | 9 | 3 | 0 | 3.3525 | 23 | 20 |
| 23 | Miami(Florida) | 8 | 3 | 0 | 3.2486 | 20 | Prob. |
| 24 | Alabama | 8 | 3 | 0 | 3.2361 | 21 | Prob. |
| 25 | Syracuse | 9 | 3 | 0 | 2.7885 | 19 | 16 |
| 26 | Auburn | 8 | 4 | 0 | 2.6454 | 22 | 21 |
| 27 | Virginia | 9 | 4 | 0 | 2.6279 | 16 | 17 |
| 28 | Washington | 7 | 4 | 1 | 2.5558 | 27 | 27 |
| 29 | Illinois | 5 | 5 | 1 | 2.3849 | ||
| 30 | MichiganState | 6 | 5 | 1 | 2.2986 | ||
| 31 | Wisconsin | 4 | 5 | 2 | 2.2325 | ||
| 32 | Stanford | 7 | 4 | 1 | 2.1432 | ||
| 33 | LouisianaState | 7 | 4 | 1 | 2.1183 | ||
| 34 | ColoradoState | 8 | 4 | 0 | 1.7944 | ||
| 35 | Cincinnati | 6 | 5 | 0 | 1.7302 | ||
| 36 | ArizonaState | 6 | 5 | 0 | 1.7177 | ||
| 37 | Baylor | 7 | 4 | 0 | 1.6678 | ||
| 38 | Utah | 7 | 4 | 0 | 1.6401 | ||
| 39 | UCLA | 7 | 5 | 0 | 1.5464 | ||
| 40 | BrighamYoung | 7 | 4 | 0 | 1.5093 | ||
| 41 | Clemson | 8 | 4 | 0 | 1.4720 | ||
| 42 | BallState | 7 | 4 | 0 | 1.4221 | ||
| 43 | Purdue | 4 | 6 | 1 | 1.3794 | ||
| 44 | Oklahoma | 5 | 5 | 1 | 1.2976 | ||
| 45 | Arkansas | 8 | 5 | 0 | 1.2681 | ||
| 46 | SanDiegoState | 8 | 4 | 0 | 1.1194 | ||
| 47 | Nevada | 9 | 3 | 0 | 1.0722 | ||
| 48 | AirForce | 8 | 5 | 0 | 1.0515 | ||
| 49 | Arizona | 6 | 5 | 0 | 0.9235 | ||
| 50 | Georgia | 6 | 6 | 0 |